Auto insurance is meant to protect you from carrying the burden of the financial costs of an accident resulting from bodily injury, but you may need help from a lawyer to recover all of the money you are entitled to from the insurance companies involved.
Contact our attorneys for a free consultation. Attorneys Fred Pritzker and Eric Hageman, lead attorneys for our auto accident cases, were named “Attorneys of the Year”by Minnesota Lawyer in December 2011 based on a case they won by proving a semi truck driver was at fault.
What is Auto Insurance?
Auto insurance is a way of transferring risk for a loss among vehicle owners. The amounts you can collect after an accident from your insurance company and the at-fault driver’s insurance company are outlined in the insurance policies. These policies need to be obtained and analyzed carefully to make sure you are collecting every dollar available. In many situations, there are disputes as to the amount the insurance companies should pay. When this happens, a lawsuit may need to be filed and litigated.
Auto Insurance is Required under Minnesota Law
Generally, every vehicle licensed by the State of Minnesota must have liability, personal injury protection, uninsured motorist, and underinsured motorist coverage. The State of Minnesota has established minimum policy requirements, but many people choose options that exceed these minimum requirements, thereby increasing the cost of the policy.
Who is Covered by Your Car Insurance Policy?
- You are covered by the policy in your name.
- Any relative living in your home, who does not have a policy of his or her own, is covered by YOUR policy (includes a spouse, children, or a minor in your custody or the custody of a relative).
- A driver using your car with your permission, who is not covered by another policy, will be covered by your policy.
Minnesota Accident Lawyer Articles
- The family used wrongful death settlement money to establish a scholarship at the high school their son attended. Every year a scholarship will be given to a graduating senior who is entering college to pursue the course of study their son had planned to pursue.
- Find out what you should do if a distracted driver runs into your car and hurts you and your children. Take steps to protect your legal rights.
- Can a truck driver be held accountable for an accident on an icy road?
- Learn 5 steps to getting compensation after a truck accident.
- If you sue for pain and suffering, is the lawsuit against the insurance company or driver? Generally, you sue the at-fault driver and the insurance company pays out any money for a settlement or verdict.