Minnesota No-Fault Law

The following information on Minnesota no-fault law is provided by Pritzker | Ruohonen, a Minnesota personal injury law firm with a national reputation, and lawyers at the firm have been interviewed by The New York Times, The Wall Street Journal, Lawyers USA and other publications. Both Fred and Rich have been named "Super Lawyers" by Law & Politics magazine. Fred Pritzker is also listed in The Best Lawyers in America. To contact Fred and Rich, please call toll-free at 1-888-377-8900 or submit the firm's free case consultation form.

In Minnesota, auto insurance is no-fault, meaning a driver involved in a motor vehicle accident has a right to payments from the driver’s insurance company for basic economic loss, including medical expenses, income loss, replacement services loss and, if the injury causes death, funeral expenses, survivor's economic loss and survivor's replacement services loss. Minnesota no-fault auto accident law is found in Minnesota Statutes Sections 65B.41 to 65B.71, which may be cited as the "Minnesota No-Fault Automobile Insurance Act" (Minn. Stat. Sec. 65B.41).

According to the Minnesota No-Fault Automobile Insurance Act, insurance companies covering automobile accidents in Minnesota must “provide for a minimum of $40,000 for loss arising out of the injury of any one person, consisting of: (1) $20,000 for medical expense loss arising out of injury to any one person; and (2) a total of $20,000 for income loss, replacement services loss, funeral expense loss [$2,000 limit], survivor's economic loss, and survivor's replacement services loss arising out of the injury to any one person” (Minn. Stat. Sec. 65B.44(a). This is minimum coverage. You may have paid for additional coverage. If you have been in an accident and would like an attorney at our office to represent you, we will review your coverage amounts and make sure your insurance company pays all amounts required under the Minnesota no-fault law and your contract with your insurance company.

Although Minnesota no-fault law does not provide for payments for pain and suffering, disfigurement, and emotional distress, you may have a claim against the driver of the other vehicle or another party for these amounts. If you retain our Minnesota law firm to represent you, we will investigate your car accident to determine if any of the following parties may be pursued to compensate you:

Drivers of the vehicles involved in the accident
Owners of the vehicles involved in the accident
Dram shops (places where liquor is sold)
Manufacturers and others associated with the manufacture and sale of the vehicles involved in the accident
If there was a hazard in the road that caused the accident, the parties responsible for the hazard

To discuss your accident case with a Minnesota car accident lawyer at Pritzker Ruohonen, please call toll-free at 1-888-377-8900 or submit the firm’s online free case consultation form.

More Minnesota No-Fault Law Information

Car Accident Disability and Income
No-Fault Medical Expenses
No-Fault Replacement Services Loss
No-Fault Survivors' Benifits

The Minnesota car accident attorneys at Pritzker | Ruohonen represent people injured in car accidents throughout Minnesota, including but not limited to the following cities, Minneapolis / St. Paul, Rochester, Duluth, Moorhead, East Grand Forks, Brainard, Austin, Bloomington, Roseville and Stillwater.

The above information is not legal advice. Please contact one of our auto accident lawyers for a free consultation.

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