Insuarance Claim Attorney

If your claim was denied and the reason doesn’t make any sense, or the insurance company won’t tell you why you’re not getting your benefits, contact an insurance claim attorney at Pritzker Olsen law firm. You may need to go through arbitration or file a lawsuit. Our lawyers can help.

The following are some of the possible legal claims against insurance companies:

Breach of Contract. With a breach of contract suit, you are saying that the insurance company did not live up to its end of the bargain. You suffered a disability that was covered by your insurance, and the insurance company refused to pay the benefits. Everybody focuses on the words of the policy in these cases. The insurance company may have the advantage because they drafted the policy. However, the "rules of construction" are on your side. Rules of construction require the courts to interpret ambiguous language in your favor. If you prevail, you can recover the value of your benefits and any incidental damages.
Bad Faith Insurance Claim. A bad faith claim says that the insurance company acted unreasonably. All insurance policies require that the insurance company act in good faith when reviewing a claim. If the insurance company did not perform an adequate investigation, or attempted to settle your claim for less than what it’s worth, you may have a viable bad faith claim and you can recover your benefits. If you can establish a bad faith claim, you may be awarded a disability settlement for "infliction of emotional distress and fraud" and receive compensation for punitive or exemplary damages, which can exceed the actual amount owed under the contract.
Statute of Limitations. You also need to be aware of the "statute of limitations." A civil lawsuit for breach of contract or bad faith must be filed within a certain time period after the insurance company makes its final denial of your claim. Once the statue of limitations expires, it may be difficult or impossible for you to protect your rights.

More Insurance Information

Disability Insurance - Long-term disability insurance is designed to pay part of your income if you get so sick or injured that you can’t work.

Uninsured Motorist Insurance - If you live in a state that requires uninsured motorist coverage (UM), like Minnesota, you will be able to make a claim against your insurance company. Your insurance company pays when the other driver doesn’t have any insurance. UM coverage pays for many (but not all) of the things that the other person’s insurance would have paid if it existed.

Life and Accident Insurance - Most life and accident insurance cases involve "breach of contract" and "breach of the implied covenant of good faith and fair dealing," or bad faith. Because life and accident insurance law is very complex, we strongly recommend that you find dependable legal representation as soon as possible.

Free Case Consultation

Accident News and Topics

Pritzker Named Super Lawyer

In recognition of their achievements, Fred Pritzker, Elliot Olsen and Eric Hageman were named "Super Lawyers" by Law & Politics magazine. Fred Pritzker was also named a "Top 40 Super Lawyer."

Fred Pritzker Listed in The Best Lawyers in America

Fred Pritzker is listed in the current issue of The Best Lawyers in America for his work in personal injury and wrongful death litigation.

Oven or Furniture Tip Over Death

In September of 2009, CPSC released a report regarding tip-over death and injury cases. The CPSC estimates that in 2006, 16,300 children 5 years old ...

CO Poisoning from Boat Exhaust

Boat exhaust can be deadly. Please help our law firm prevent terrible tragedies du...

Pharmacy Error Settlement

Our law firm recently negotiated a settlement for the family of a woman who was given ten times the prescribed dose of cochicine.

Brain Injuries and Motor Vehicle Accidents

One of the major causes of traumatic brain injury (TBI) is motor vehicle accidents. Even a "minor" accident may result in brain injuries. We guide our clients through the process of determining the extent of the brain injuries, and we work to obtain just compensation for those injuries and the related pain and suffering.

$950,000 Recovery for Failure to Diagnose Septic Arthritis

Attorneys Fred Pritzker and Elliot Olsen recently secured a $950,000 recovery on behalf of a young man who developed septic arthritis eight days following knee surgery.

Minnesota Truck Accident Lawyer

Attorney Fred Pritzker has obtained another large recovery in a car-truck accident case. Our law firm represented the family of a man killed by a truck wheel that had come off of the truck, rolled off a bridge and killed the driver of a car that was traveling on the road below. A confidentiality agreement prevents us from discussing the case in detail, but we welcome you to contact Fred Pritzker (toll-free 1-888-377-8900) for more information about this case and other trucking accident claims our law firm has handled. For more information, see our truck accident FAQ.

Practice Areas

Personal Injury and Wrongful Death